You’ll pay for additional liability insurance coverage if available and you accept it. In that case, the coverage provided by us according to paragraph 14 above will be primary and the combined limits of liability protection shall be $1,000,000 for each person for bodily injury, death, or property damage, but not more than $1,000,000 for each accident, instead of the basic limits stated in paragraph 14 above. This additional coverage will be provided to an authorized driver, as defined in paragraph 13, under a separate policy of excess liability insurance more fully described in the available brochure and is subject to all of the conditions and limitations described in paragraph 14 above, except the notwithstanding anything contained in this agreement, the terms of the policy will at all times control. You understand that you will be charged the rated per day for a full day even if you don’t have the car for the entire day.